’WPC¦ äó˜$1BNŗq«—G«Ņ6ؤqŸ<0¤Ō Ē“t£xŽO™Ż©• ®°Wg¾®\-’tyéĻń%ŅŅ–žø-~m MŅUČ5‹²÷±ÄŪ€ź¶ Ų¹ÓJ䤣¹žæ-āÉDt8ņæUģāŃųÉ@ƒŒųōü[i¢ÆŚ…¶ ,…Įż¦éŽ.i6ŒBÉ“”o):ļH~ćż ³ĒĆz»’ŲŠīĄ"!õĒ„źŌX§O£¶wĪ„k’\Į8ZD špä%<ÕšZcCŸČī§-Ļ)čIFģŖ;_#)*T'ŸRJ'½ŠŲü.BAŹ?Œå²'P ųo6$ų8*6ވ6¾¤›mB.2cQ T·°jDr! ™‡ˆą‘ź¶2MēXpÉMaŠĀ Z¬ßD˜éŽ®X…ÆÖƒUŲCī g¶ĪыLSiH\Bźaķ0uĖI»O_fŌ ßi—.ķ±ļī9Ž){š\+‚ļv ¼+ŚB¾'dćix=õB‰n“©Źéus:¶|Įł¾Ē~–)G….6‘ƒO1ąĆ¹üa½æµ4ż®ŠÖ‡‡jščšDųĶ‚e¦óļõI5äX#?Y²īh¶{= U”ņŪä©ē ‹jŹ‘qHCĄ`#É@UN %W 0:] °— ^ G wS 4W k z m| N“ b• ^Æ 0N †[ 0~į 0D_^£^^_D½DDEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE B‰˜Dell Laser Printer 1700,ä,,,,,ä0(ÖĆ9 Z‹6Times New Roman RegularX(üœ$””ŌUSUS.,Ō Bankrwebsites LLCs LLPsnonmaincheckboxesuscourts.govRulemaking{«{4  lca37…<3bˆ3|x’U‹’ĄĄĄPage ł of &łhttp://www.uscourts.gov/bankruptcycourts.html.(ĶO$——Ō’ŌņņóóŌ’Ō |Ż ƒÄ($ŻŌUSUS.,Ōą  ąņņŚ  Ś1Ś  ŚóóŻ  ŻŌ_ŌThe€declarations€concerning€the€debtorššs€right€to€proceed€under€chapters€7,€11,€12,€or€13Š ° Šwere€added€to€Official€Form€1€by€šš€322€of€the€Bankruptcy€Amendments€and€Federal€JudgeshipŠ œģ ŠAct€of€1984,€Pub.€L.€No.€98„353.Š ˆŲ Š(.(3Ä($¤¤Ż ƒüœ!ŻŌUSUS.,ŌŻ  Żą  ąņņŚ  Ś0Ś  Śóó(#Ć$ņņŚ  Ś0Ś  Śóóhttp://www.uscourts.gov/bankruptcycourts.html.http://www.uscourts.gov/bankruptcycourts.html.http://www.uscourts.gov/bankruptcycourts.html.http://www.uscourts.gov/bkforms/.http://www.uscourts.gov/bkforms/.http://www.uscourts.gov/bkforms/. dŻ ƒüœ!ŻŌUSUS.,ŌŻ  ŻŌ_ŌŃ€ ŃŃ8€óXXdģdČ8ŃŃ  Ńą  ąą ` ąą ø ąą  ąą h ąą Ą ąą  ąą p ąą Č ąą  ąOfficial€Form€1Š ° ŠĢņ ņINSTRUCTIONS€FOR€COMPLETING€OFFICIAL€FORM€1,€VOLUNTARY€PETITIONŠ ˆŲ ŠĢÓ  ÓI.€€INTRODUCTIONó óŠ `° ŠÓ  ÓĢą  ąThis€form,€known€as€a€š švoluntary€petitionšš€must€be€used€by€a€debtor€to€begin€aŠ 8 ˆ Šbankruptcy€case.€€Filing€this€petition€is€how€an€individual€or€other€entity€š šdeclares€bankruptcy.šš€Š $ t ŠFiling€the€petition€also€generally€operates€to€stop€action€by€creditors€to€collect€their€debts,€aŠ  ` Šfeature€of€the€bankruptcy€process€described€more€fully€below.€€Before€filing€a€bankruptcy€case,€aŠ ü L  Šdebtor€may€want€to€read€š šBankruptcy€Basics,šš€which€is€available€on€the€U.S.€Bankruptcy€CourtsŠ č 8  Špage€of€the€Judiciaryššs€Internet€website€at€Ō4‚Ż ąŌŻ‚ĶOŻŌ’ŌņņŻ  ŻŌ5  Ōhttp://www.uscourts.gov/bankruptcycourts.html.Ō6MŌŻ‚ĶOaƒŻóóŌ’ŌŻ  ŻŌ7Ż !Ō€Š Ō$  ŠAccess€to€š šBankruptcy€Basicsšš€also€is€available€under€š šLinks€to€Related€Materialšš€in€theŠ Ą  Šbankruptcy€forms€section€of€the€Federal€Rulemaking€page€of€the€website€atŠ ¬ü  ŠŌ4‚Ż °ŌŻ‚ĶOŻŌ’ŌņņŻ  ŻŌ5  Ōhttp://www.uscourts.gov/bkforms/.Ō6 ŌŻ‚ĶO!ƒŻóóŌ’ŌŻ  ŻŌ7Ż ¤OԀР˜č  ŠĢą  ąThe€voluntary€petition€also€provides€the€bankruptcy€court€with€the€basic€informationŠ pĄ Šneeded€to€begin€the€case.€€Although€some€of€the€information€asked€for€in€Official€Form€1€will€beŠ \¬ Šrepeated€in€greater€detail€in€the€schedules€and€statements€that€also€must€be€filed,€the€court€needsŠ H˜ Šcertain€data€immediately€to€make€a€rough€estimate€of€the€resources€needed€to€handle€the€case,€toŠ 4„ Šmonitor€multiple€and€repeat€filings,€to€assign€cases€to€judges,€and€to€provide€certain€statisticalŠ  p Šinformation€that€the€court€is€required€by€law€to€compile.Š  \ ŠĢĢņ ņÓ  ÓII.€€APPLICABLE€LAW€AND€RULESó óŠ Š  ŠÓ  ÓĢą  ąFiling€a€voluntary€petition€with€a€bankruptcy€court€under€chapter€7,€9,€11,€12,€or€13€startsŠ Øų Ša€bankruptcy€case€under€that€chapter.€€11€U.S.C.€šššš€301,€302.€€It€also€constitutes€an€š šorder€forŠ ”ä Šrelief.šš€€11€U.S.C.€šššš€301(b),€302(a).€€Similarly,€a€joint€case€is€started€by€the€filing€of€a€singleŠ €Š Špetition€by€an€individual€and€that€individualššs€spouse.€€11€U.S.C.€šš€302(a).€€Filing€a€voluntaryŠ l¼ Špetition€under€chapter€15€is€a€request€for€relief€under€that€chapter.Š X Ø ŠĢą  ąSection€109€of€the€Bankruptcy€Code€sets€forth€the€eligibility€requirements€for€debtorsŠ 0"€  Šfiling€under€chapters€7,€9,€11,€12,€and€13.€€Specific€requirements€regarding€a€debtorššs€eligibilityŠ #l! Što€file€under€the€various€chapters€are€discussed€below€under€š šChapter€or€Section€of€BankruptcyŠ $X" ŠCode€Under€Which€the€Petition€is€Filed.ššŠ ō$D # ŠĢą  ąRule€1002€of€the€Federal€Rules€of€Bankruptcy€Procedure€(referred€to€as€š šBankruptcyŠ Ģ&"% ŠRulešš€or€š šFed.€R.€Bankr.€P.šš)€requires€a€petition€to€be€filed€with€the€clerk€of€court.€€The€caseŠ ø'#& Šshould€be€filed€in€an€appropriate€bankruptcy€court€location€(venue),€based€on€the€criteriaŠ ¤(ō#' Šestablished€in€28€U.S.C.€šš€1408,€discussed€below€under€š šInformation€Regarding€Debtor€š!šŠ )ą$( ŠVenue.ššŠ |*Ģ%) ŠĢą  ą€The€filing€of€a€bankruptcy€case€requires,€in€addition€to€the€petition,€the€filing€ofŠ T,¤'+ Šschedules€listing€the€debtorššs€property€and€debts,€a€statement€of€financial€affairs,€a€statement€ofŠ @-(, Šš šcurrent€monthly€incomešš€by€all€individual€debtors€with€primarily€consumer€debts,€and€severalŠ d Šother€documents.€€11€U.S.C.€šš€521;€Fed.€R.€Bankr.€P.€1007;€local€rules€of€each€court.€€TheseŠ Pģ Šdocuments€include€a€mailing€list€or€š šmatrixšš€containing€the€names€and€addresses€of€the€creditorsŠ <Ų Šand€others€that€should€receive€notices€from€the€court€in€the€case.€€Bankruptcy€Rule€1007(a)(1).€€€Š ( Ä ŠIn€addition,€every€individual€debtor€must€submit€to€the€court€a€statement€of€the€debtorššs€fullŠ  ° Šsocial€security€number.€€Rule€1007(f),€Fed.€R.€Bankr.€P.€€Each€bankruptcy€court€has€its€ownŠ  œ Šrequirements€concerning€the€format€of€the€mailing€list,€and€anyone€planning€to€file€a€bankruptcyŠ ģ ˆ Šcase€should€contact€the€clerkššs€office€ahead€of€time€to€obtain€information€about€the€specificŠ Ų t Šrequirements€of€the€court€in€which€the€case€will€be€filed.€€(See€instructions€under€š šUnited€StatesŠ Ä ` ŠBankruptcy€Court,šš€below.)€€A€list€of€the€documents€required€to€file€a€bankruptcy€case€underŠ °L  Šchapter€7,€11,€12,€or€13€can€be€found€in€Procedural€Form€B€200,€š šRequired€Lists,€Schedules,Š œ8  ŠStatements€and€Fees.šš€€The€form€is€available€under€š šProcedural€Forms€and€Instructionsšš€in€theŠ ˆ$  Šbankruptcy€forms€section€of€the€Judiciaryššs€website€at€Ō4‚Ż øŌŻ‚ĶOŻŌ’ŌņņŻ  ŻŌ5  Ōhttp://www.uscourts.gov/bkforms/.Ō6…ŌŻ‚ĶO™ƒŻóóŌ’ŌŻ  ŻŌ7Ż ¬ ĒŌ€€FormŠ t  ŠB€200€also€is€accessible€through€the€forms€section€of€the€Bankruptcy€Courts€page€of€the€websiteŠ `ü  Šat€Ō4‚Ż rŌŻ‚ĶOŻŌ’ŌņņŻ  ŻŌ5  Ōhttp://www.uscourts.gov/bankruptcycourts.html.Ō6ŻŌŻ‚ĶOńƒŻóóŌ’ŌŻ  ŻŌ7Ż šŌ€€A€bankruptcy€court€also€may€requireŠ Lč  Šadditional€documents€by€local€rule.€€It€is€important€to€contact€the€court€by€telephone€and€checkŠ 8Ō  Šthe€courtššs€website€to€determine€what€the€particular€courtššs€requirements€are.€Š $Ą ŠĢą  ąIf€the€schedules€and€other€documents€are€not€prepared€and€ready€to€be€filed€at€the€sameŠ ü˜ Štime€the€petition€is€filed,€Bankruptcy€Rule€1007(c)€allows€15€days€for€completing€and€filing€mostŠ č„ Šof€them.€€The€mailing€list,€individual€debtorššs€statement€of€social€security€number,€andŠ Ōp Šdocumentation€concerning€preterition€credit€counseling,€however,€must€accompany€the€petition.€Š Ą\ ŠFed.€R.€Bankr.€P.€1007(c).€€Moreover,€in€a€case€under€chapter€9,€11,€12,€or€13€of€the€Code,€a€planŠ ¬H Šfor€repaying€creditors€must€be€filed€according€to€the€time€limits€and€criteria€set€forth€in€11€U.S.C.Š ˜4 Ššššš€941,€1121,€1221,€1321,€and€Bankruptcy€Rules€3015,€3016.Š „  ŠĢą  ąBy€signing,€filing,€or€submitting€a€petition,€schedule,€statement,€or€other€paper€with€theŠ \ų Šcourt,€the€debtor€and€the€debtorššs€attorney€(if€any)€are€certifying€š!š€to€the€best€of€each€personššsŠ Hä Šknowledge,€information€and€belief,€formed€after€a€reasonable€investigation€under€theŠ 4 Š Šcircumstances€š!š€that€the€petition,€schedule,€statement,€or€other€paper€meets€the€evidentiary€andŠ  !¼ Šlegal€standards€set€out€in€Bankruptcy€Rule€9011(b).€€Under€the€rule,€each€person€also€certifiesŠ  "Ø Šthat€the€petition,€schedule,€statement,€or€other€paper€is€not€being€presented€to€the€court€for€anyŠ ų"” Šimproper€purpose€such€as€causing€unnecessary€delay€or€to€harass.€€After€giving€notice€and€anŠ ä#€  Šopportunity€to€respond,€the€court€may€impose€sanctions€for€violations€of€the€rules.€€11€U.S.C.€ššššŠ Š$l! Š707(b)(4)(A)€and€(B);€Fed.€R.€Bankr.€P.€9011(c).Š ¼%X" ŠĢą  ąBefore€a€bankruptcy€case€is€commenced€by€an€individual€whose€debts€are€primarilyŠ ”'0!$ Šconsumer€debts,€the€clerk€must€give€the€individual€written€notice€containing€a€brief€description€ofŠ €("% Šchapters€7,€11,€12,€and€13€and€the€general€purpose,€costs€and€benefits€of€proceeding€under€eachŠ l)#& Šone,€along€with€a€brief€description€of€the€types€of€services€available€from€credit€counselingŠ X*ō#' Šagencies.€€The€notice€also€must€contain€statements€informing€the€debtor€that€a€person€whoŠ D+ą$( Šknowingly€and€fraudulently€conceals€assets€or€makes€a€false€statement€under€penalty€of€perjury€inŠ 0,Ģ%) Šconnection€with€a€bankruptcy€case€is€subject€to€fine,€imprisonment,€or€both,€and€that€allŠ -ø&* Šinformation€supplied€by€a€debtor€in€connection€with€a€bankruptcy€case€is€subject€to€examinationŠ d Šby€the€Attorney€General.€€11€U.S.C.€šš€342(b).€€(Consumer€debts€are€debts€incurred€by€individualsŠ Pģ Šprimarily€for€personal,€family,€or€household€purposes.€€11€U.S.C.€šš€101(8).)€€€The€debtor€mayŠ <Ų Šreceive€the€notice€from€the€debtorššs€attorney,€from€a€non„attorney€bankruptcy€petition€preparer,Š ( Ä Šor€by€reading€and€signing€a€copy€of€Directorššs€Procedural€Form€201.Š  ° ŠĢą  ąThe€signature€block€for€individual€debtors€on€Official€Form€1€includes€a€declaration€that,Š ģ ˆ Šif€the€case€is€being€filed€under€chapter€7€by€an€individual€with€primarily€consumer€debts,€theŠ Ų t Šdebtor€is€aware€of€the€debtorššs€right€to€proceed€under€chapters€7,€11,€12,€or€13€and€the€reliefŠ Ä ` Šavailable€under€each€chapter.€€If€no€attorney€or€non„attorney€bankruptcy€petition€preparer€signsŠ °L  Šthe€petition,€this€block€also€provides€for€the€debtor€to€declare€that€the€debtor€obtained€and€readŠ œ8  Šthe€notice€given€under€šš€342(b)€of€the€Code.€€Exhibit€B€to€Official€Form€1,€which€is€to€beŠ ˆ$  Šcompleted€by€the€attorney€for€an€individual€consumer€debtor,€includes€the€attorneyššs€declarationŠ t  Šthat€the€attorney€has€advised€the€debtor€that€the€debtor€may€proceed€under€chapter€7,€11,€12,€orŠ `ü  Š13,€has€explained€the€relief€available€under€each€chapter,€and€has€provided€to€the€debtor€theŠ Lč  Šnotice€required€by€šš€342(b).€€11€U.S.C.€šš€527(a)(1).׃ׯ ƒ#ĆŻņņŚ  Ś1Ś  ŚóóŻ  Ż×  ׊ 8Ō  ŠĢą  ąIn€addition€to€the€petition,€lists,€schedules,€and€statements,€Bankruptcy€Rule€1006(a)Š ¬ Šrequires€every€petition€to€be€accompanied€by€the€filing€fee€required€by€law.€€See€28€U.S.C.€ššŠ ü˜ Š1930(a).€€Other€fees€have€been€prescribed€in€the€Bankruptcy€Court€Miscellaneous€Fee€SchedulesŠ č„ Šissued€in€accordance€with€28€U.S.C.€šš€1930(b),€and€some€of€these€also€are€payable€at€the€time€ofŠ Ōp Šfiling€the€petition.€€An€individual€debtor€may€file€an€application€to€pay€the€filing€fee€inŠ Ą\ Šinstallments.€€Fed.€R.€Bankr.€P.€1006(b).€€An€individual€debtor€who€files€under€chapter€7€andŠ ¬H Šmeets€certain€eligibility€requirements€may€apply€for€a€waiver€of€the€filing€fee.€€28€U.S.C.€ššŠ ˜4 Š1930(f).€€(See€š šFiling€Fee,šš€below.)Š „  ŠĢą  ąWith€certain€exceptions€and€limitations€set€forth€in€šš€362€of€the€Bankruptcy€Code,€theŠ \ų Šfiling€of€a€petition€š šoperates€as€a€stay,€applicable€to€all€entities.šš€€11€U.S.C.€šš€362(a).€€This€stayŠ Hä Štakes€effect€automatically,€immediately€upon€the€filing€of€a€petition.€€The€automatic€stayŠ 4 Š Šessentially€places€a€freeze€on€the€collection€of€debts€incurred€before€the€filing€of€the€petition.€Š  !¼ ŠCreditors€must€cease€all€existing€collection€activities€against€the€debtor€and€the€debtorššs€propertyŠ  "Ø Šand€are€forbidden€to€initiate€new€ones.€€Section€362(b)€provides€a€list€of€exceptions€to€the€stay,Š ų"” Šand€other€subsections€šš€362€provide€additional€exceptions€and€limitations,€particularly€withŠ ä#€  Šrespect€to€expired€leases€of€residential€real€property€and€successive€cases€filed€by€one€debtor€orŠ Š$l! Šinvolving€a€single€piece€of€real€property.Š ¼%X" ŠĢą  ąIt€is€important€to€remember€that€the€filing€of€a€bankruptcy€case€is€a€public€transaction.€Š ”'0!$ ŠThe€information€on€file€with€the€court,€with€the€exception€of€an€individual€debtorššs€socialŠ €("% Šsecurity€number€and€tax€returns,€will€remain€open€to€review€by€any€entity,€including€any€person,Š d Šestate,€trust,€governmental€unit,€and€the€United€States€trustee€(an€official€of€the€United€StatesŠ Pģ ŠDepartment€of€Justice).€€11€U.S.C.€šššš€101,€107;€28€U.S.C.€šš€586.€€In€addition€to€being€availableŠ <Ų Šfor€review€in€the€clerkššs€office,€papers€filed€in€cases€also€may€be€viewed€over€the€Internet€byŠ ( Ä Šsubscribers€to€the€federal€courtsšš€PACER€service€or€similar€service€of€the€local€court.Š  ° ŠĢą  ąA€debtor€has€a€right€to€amend€a€voluntary€petition€as€a€matter€of€course€at€any€time€beforeŠ ģ ˆ Šthe€case€is€closed.€€Fed.€R.€Bankr.€P.€1009(a).€€Bankruptcy€Rule€1009(a)€requires€the€debtor€toŠ Ų t Šgive€notice€of€any€amendment€to€the€trustee€and€to€any€entity€affected€by€the€amendment.Š Ä ` ŠĢĢÓ  Óņ ņIII.€€DIRECTIONSó óŠ ˆ$  ŠÓ  ÓĢņ ņUnited€States€Bankruptcy€Courtó óŠ `ü  ŠĢą  ąA€debtor€must€identify€the€judicial€district€in€which€the€debtor€intends€to€file€the€petition,Š 8Ō  Šfor€example,€š šEastern€District€of€California.šš€€To€find€the€correct€name€of€the€district,€a€debtorŠ $Ą Šmay€refer€to€the€local€telephone€directory,€which€should€have€a€listing€in€the€blue€pages€forŠ ¬ Šš šUnited€States€Government.šš€€€A€debtor€also€may€look€at€a€bankruptcy€courtššs€website€to€obtainŠ ü˜ Šthis€and€other€useful€information,€including€the€telephone€number€for€the€bankruptcy€clerkššsŠ č„ Šoffice.€€The€š šuscourts.govšš€website€offers€links€to€the€websites€of€all€the€federal€courts,€includingŠ Ōp Šthe€bankruptcy€courts.€€A€debtor€can€consult€the€list€displayed€under€š šCourt€Linksšš€to€identify€theŠ Ą\ Šparticular€court€that€may€be€nearest.€€In€the€telephone€directory,€a€debtor€should€look€underŠ ¬H Šcategory€š šCšš€for€courts€and€locate€the€listing€for€š šDistrict€Court€for€the€.€.€.€.šš€€The€bankruptcyŠ ˜4 Šcourt€will€be€listed€under€the€district€court.€€Some€telephone€directories€may€list€courts€for€moreŠ „  Šthan€one€federal€judicial€district.€€If€a€debtor€is€in€doubt€about€the€correct€district€or€the€correctŠ p  Šname€of€the€district,€the€debtor€should€check€with€the€bankruptcy€court€clerkššs€office€beforeŠ \ų Šproceeding.Š Hä ŠĢņ ņNames/Identification€Numbersó óŠ  !¼ ŠĢą  ąBankruptcy€Rule€1005€requires€a€debtor€filing€a€voluntary€petition€to€include€the€š šname,Š ų"” Šemployer€identification€number€[if€any],€last€four€digits€of€the€social€security€number,€any€otherŠ ä#€  Šfederal€tax€identification€number,€and€all€other€names€usedšš€within€a€certain€number€of€yearsŠ Š$l! Šbefore€filing€the€petition.€€The€Official€Form€has€been€amended€to€require€a€debtor€to€provide€allŠ ¼%X" Šnames€used€during€the€eight€years€before€filing€the€petition.€€This€amendment€conforms€toŠ Ø&D # Šamendments€to€the€Bankruptcy€Code€enacted€in€2005;€Bankruptcy€Rule€1005,€however,€has€notŠ ”'0!$ Šyet€been€amended€to€conform€to€the€2005€amendments€to€the€Code.€€A€debtor€should€follow€theŠ €("% Šdirections€printed€on€the€form.€€Examples€of€other€names€used€by€a€debtor€include€trade€names,Š l)#& Šnames€used€in€doing€business,€former€married€name(s),€and€maiden€name€(if€used€within€eightŠ X*ō#' Šyears€before€filing€the€petition).€€They€should€be€furnished€in€the€space€provided.€€If€there€is€notŠ D+ą$( Šsufficient€room€for€all€such€names€on€the€form€itself,€the€list€should€be€continued€on€an€Š  0,Ģ%) Šadditional€sheet€attached€to€the€petition.€€The€debtorššs€name€also€should€be€inserted€at€the€top€ofŠ d Šthe€second€and€third€pages€of€Official€Form€1.Š Pģ ŠĢą  ąSeparate€spaces€are€provided€for€the€name,€address,€and€other€information€about€jointŠ ( Ä Šdebtors€filing€bankruptcy€together€in€a€single€(joint)€case.€€Only€a€husband€and€wife€may€file€aŠ  ° Šjoint€bankruptcy€case.€€11€U.S.C.€šš€302.€€If€the€bankruptcy€case€is€filed€by€one€person,€aŠ  œ Šcorporation,€or€a€partnership,€the€š šjoint€debtoršš€spaces€on€the€petition€should€be€left€blank.€€Š ģ ˆ ŠĢą  ąComplete€information€helps€creditors€to€(1)€correctly€identify€the€debtor€when€theyŠ Ä ` Šreceive€notices€and€orders€from€the€court,€(2)€comply€with€the€automatic€stay,€(3)€file€a€proof€ofŠ °L  Šclaim,€and€(4)€exercise€other€rights€given€to€them€by€the€Bankruptcy€Code.€€It€is€important€toŠ œ8  Šmake€sure€that€all€creditors€know€about€the€bankruptcy€proceeding€and€are€allowed€to€exerciseŠ ˆ$  Štheir€rights€in€the€case.€€A€debt€owed€to€a€creditor€who€is€not€given€proper€notice€of€theŠ t  Šbankruptcy€may€not€be€š šdischargedšš€or€š šforgiven,šš€and€the€debtor€may€continue€to€be€liable€forŠ `ü  Špayment€of€the€debt€despite€having€completed€the€bankruptcy€case.€€Therefore,€it€is€essential€toŠ Lč  Šprovide€not€only€the€current€legal€name(s)€but€all€name(s)€used€by€the€debtor€and€any€joint€debtorŠ 8Ō  Šduring€the€specified€period€(eight€years).Š $Ą ŠĢņ ņAddresses/Location€of€Principal€Assetsó óŠ ü˜ ŠĢą  ąThe€form€requires€both€a€street€address€and€any€separate€mailing€address€used€by€theŠ Ōp Šdebtor,€as€well€as€any€separate€addresses€used€by€a€joint€debtor.€€Thus,€the€debtor(s)€must€includeŠ Ą\ Šthe€complete€street€address€and€mailing€address,€if€different,€in€the€appropriate€boxes.€€MarriedŠ ¬H Šdebtors€living€together€can€write€š šsamešš€in€the€joint€debtor€address€box.€€If€an€individual,€theŠ ˜4 Šdebtor€must€state€the€county€of€residence€in€the€box€provided.€€If€the€debtor€is€a€business,€theŠ „  Šdebtor€should€state€the€county€where€the€principal€place€of€business€is€located.€€A€business€debtorŠ p  Šshould€designate€the€location€of€the€principal€assets€of€the€debtor,€if€different€from€the€streetŠ \ų Šaddress.Š Hä ŠĢņ ņType€of€Debtoró óŠ  !¼ ŠĢą  ąA€debtor€can€be€an€individual€(includes€both€individuals€in€a€joint€case),€a€corporationŠ ų"” Š(includes€LLCs€and€LLPs),€or€a€partnership.€€(In€a€partnership€case,€if€all€the€general€partners€doŠ ä#€  Šnot€consent€to€the€filing€of€the€case,€šš€303(b)(3)€of€the€Bankruptcy€Code€provides€for€the€filing€ofŠ Š$l! Šan€involuntary€petition€by€š šfewer€than€all€of€the€general€partners,šš€using€Official€Form€5.)€€TheŠ ¼%X" Šdebtor€must€check€one€box.€€If€a€debtor€does€not€fit€into€any€of€the€categories€listed,€a€box€labeledŠ Ø&D # Šš šotheršš€is€provided,€together€with€a€space€in€which€to€state€the€type€of€entity.Š ”'0!$ ŠĢņ ņNature€of€Businessó óŠ l)#& ŠĢą  ąThe€Bankruptcy€Code€contains€provisions€that€apply€only€to€certain€types€of€debtors,€andŠ D+ą$( Šcases€involving€them€require€special€procedures.€€In€addition,€the€courts€are€required€to€compileŠ 0,Ģ%) Šstatistics€concerning€their€caseloads€and€to€respond€to€inquiries€about€the€types€of€cases€that€haveŠ -ø&* Šbeen€filed.€€If€any€of€the€categories€listed€in€this€section€of€the€form€describe€the€debtor,€theŠ d Šdebtor€should€check€as€many€boxes€as€apply.€€For€example,€if€the€debtor€is€a€nonprofit€hospital,Š Pģ Šthe€debtor€should€check€both€the€box€labeled€š šHealth€Care€Businessšš€and€the€box€labeledŠ <Ų Šš šNonprofit€Organization€qualified€under€26€U.S.C.€šš€501(c)(3).ššŠ ( Ä ŠĢņ ņChapter€of€Bankruptcy€Code€Under€Which€the€Petition€is€Filedó óŠ  œ ŠĢą  ąOnly€a€š šperson,šš€(defined€by€šš€101€of€the€Bankruptcy€Code€to€include€an€individual,Š Ų t Špartnership,€and€corporation),€that€resides€or€has€a€domicile,€a€place€of€business,€or€property€inŠ Ä ` Šthe€United€States,€or€is€a€municipality,€may€be€a€debtor€in€a€bankruptcy€case.€€11€U.S.C.€šš€109(a).€Š °L  ŠSection€109€of€the€Bankruptcy€Code€also€states€other€eligibility€requirements€for€individualŠ œ8  Šdebtors€and€the€specific€requirements€for€filing€under€various€chapters.€€To€be€eligible€to€fileŠ ˆ$  Šunder€any€chapter,€an€individual€debtor€must€obtain€a€briefing€from€an€approved€nonprofit€budgetŠ t  Šand€credit€counseling€agency€within€180€days€before€filing€the€petition.€€11€U.S.C.€šš€109€(h).€Š `ü  ŠSection€109(h)€contains€certain€very€narrow€exceptions€to€this€requirement.€€Š Lč  ŠĢą  ąWhen€a€case€is€filed€under€a€certain€chapter,€various€rights€and€duties€arise€for€both€theŠ $Ą Šdebtor€and€creditors.€€Although€the€case€can€be€converted€to€another€chapter€later€in€theŠ ¬ Šproceeding,€it€is€important€to€file€under€the€chapter€that€best€suits€the€debtorššs€needs€and€underŠ ü˜ Šwhich€the€debtor€is€legally€eligible€to€file.€€A€brief€summary€of€the€requirements€of€each€chapterŠ č„ Šfollows.Š Ōp ŠĢą  ąņ ņChapter€7:ó ó€A€š špersonšš€(defined€by€šš€101€of€the€Bankruptcy€Code€to€include€anŠ ¬H Šindividual,€partnership,€and€corporation,€but€not€a€governmental€unit)€may€be€a€debtor€underŠ œ8 Šchapter€7€only€if€that€person€is€not€a€(1)€railroad€or€(2)€an€insurance€company,€bank,€smallŠ ˆ$ Šbusiness€investment€company,€or€credit€union,€as€specified€in€šš€109(b)€of€the€Code.€€11€U.S.C.€ššŠ t Š109(b).€€Stockbrokers€and€commodity€brokers€can€only€file€under€this€chapter,€which€containsŠ `ü Šspecial€provisions€governing€their€cases.€€Special€provisions€also€apply€to€š šhealth€care€businessššŠ Lč Šdebtors,€as€defined€in€šš€101(27A)€of€the€Code.Š 8 Ō ŠĢą  ąņ ņChapter€9:ó ó€€Only€a€municipality€or€municipal€corporation€authorized€by€state€law€to€fileŠ "¬ Šbankruptcy€may€be€a€debtor€under€chapter€9.€€11€U.S.C.€šš€109(c).Š #œ ŠĢą  ąņ ņChapter€11:ó ó€Only€a€person€that€may€be€a€debtor€under€chapter€7€(but€not€a€stockbroker€orŠ Ų$t! Šcommodity€broker)€and€a€railroad€may€be€a€debtor€under€chapter€11.€€11€U.S.C.€šš€109(d).Š Č%d" ŠĢą  ąņ ņChapter€12:ó ó€Only€a€š šfamily€farmer,šš€as€defined€in€šš€101(18),€or€a€š šfamily€fisherman,šš€asŠ  '